Understanding the Waiting Period in Health Insurance: A Complete Guide

waiting period

If you’re exploring health insurance in India, you’ve likely come across the term “waiting period.” But what does it really mean? And why does it matter so much when choosing a policy? In this in-depth guide, we’ll unpack everything you need to know about health insurance waiting periods — from the different types, how long … Read more

Hospital Cash Allowance Benefits in Health Insurance

Hospital Cash

Introduction Medical emergencies can lead to unexpected financial burdens, even if you have health insurance. While your insurance policy may cover hospitalization expenses, additional costs such as transportation, loss of income, and non-medical expenses can still strain your finances. This is where a hospital cash allowance benefit comes in handy. It provides a fixed daily … Read more

Cumulative Bonus in Health Insurance

Cumulative Bonus

Introduction As health insurance has become essential financial tool for safeguarding yourself and your family members against unexpected medical expenses. But what happens when you don’t use your insurance benefits for a whole year? Do you lose that value? Fortunately, no. Thanks to a feature called the cumulative bonus Health Insurance coverage plays vital role … Read more

What is Modern Treatment in Health Insurance in India

Modern Treatments

In recent years, the landscape of health insurance in India has undergone a dramatic transformation. As medical science evolves, so do the types of treatments available and fortunately, health insurance providers have started to catch up. Today, Indian health insurance policies are beginning to include coverage for modern, high-tech, and non-traditional treatments, which were often … Read more

Deductible in Health Insurance The Ultimate Guide That Can Protect Your Wallet

Deductible

Recently one of my friends was complaining about his health insurance, how his health claim settled for lesser amount than original medical claim. When enquired about his claim details it come to our notice that insurance company has deducted certain amount from his claim hence less claim amount was settled. This feature in his health … Read more