Introduction Cataracts are one of the most common eye conditions, especially among older adults. If left untreated, they can lead to blurred vision and even blindness. Fortunately, cataract surgery is a highly effective procedure that restores clear vision. However, the cost of surgery can be a concern for many. The surgery is covered in health … Read more
A health insurance proposal form is the first and most crucial step in acquiring health coverage. It serves as the foundation for underwriting and policy issuance, requiring accurate and complete information from the applicant. The customer proposes to insurance company to provide health insurance policy. In this article, we will explore the significance of the … Read more
Introduction In today’s evolving healthcare landscape, domiciliary hospitalization has emerged as a crucial alternative to traditional hospital stays. It enables patients to receive medical treatment at home under supervision, reducing hospital overcrowding while ensuring necessary care. But what exactly does domiciliary hospitalization entail, and how does it impact health insurance claims? In this comprehensive guide, … Read more
Health insurance is a crucial financial tool that helps cover medical treatment expenses. However, many policyholders are caught off guard when they realize that certain medical conditions or treatments are excluded from their coverage. Understanding health insurance exclusions is essential to avoid unexpected expenses and ensure comprehensive financial protection. This article provides an in-depth look … Read more
Health Insurance premium in India has been increasing every year by almost 20-25%. The increase in premium have been impacted many policyholder putting a financial burden. If an individual’s financial plan did not account for the possible rise in health insurance premium, there is a chance of derailment of the entire financial goals of the … Read more
Introduction In recent years, AYUSH treatment has gained popularity as people seek alternative and holistic healthcare treatments. With increasing awareness of Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy (AYUSH), many insurance companies in India now offer AYUSH coverage as part of their health insurance policies. If you are considering natural and traditional treatments for your … Read more
Introduction Health insurance is an essential financial safeguard, ensuring that medical emergencies don’t drain your savings. However, standard health insurance policies come with a sum insured limit, which may not always be sufficient in case of major medical expenses. This is where Super Top-Up Health Insurance comes into play, offering an affordable way to enhance … Read more
Introduction A Personal Accident Insurance Policy is a type of insurance designed to provide financial compensation in the event of injuries, disabilities, or death resulting from unforeseen accidents. Unlike standard health insurance policies that primarily cover medical expenses, personal accident insurance offers specific benefits tailored to the unique challenges posed by accidental injuries. Key Features … Read more
Introduction Outpatient Department (OPD) coverage in health insurance is a feature that addresses medical expenses incurred without the need for hospitalization. Unlike traditional health insurance policies that primarily cover inpatient treatments requiring at least a 24-hour hospital stay, OPD benefits extends to costs associated with doctor consultations, diagnostic tests, pharmacy bills, and minor medical procedures … Read more
Introduction We take health insurance to protect against unexpected medical emergency for our self and family. It is necessary to know how to proceed with your health insurance claims; whether it emergency or planned hospitalization. It is important to know health claim procedure which will help you in timely claim approval, smooth settlement and fight … Read more
